Ransom v. Fia Card Services, N. A., Fka Mbna America Bank, N. A. — Scalia, J., Dissenting

Summary

Justice Scalia dissents, arguing that the majority’s reading of the phrase “applicable monthly expense amounts” improperly imports IRS Collection Financial Standards and that the plain meaning of the statute gives any debtor who owns a car, regardless of loan payments, the car‑ownership allowance.