Kentucky Supreme Court, 1991

The Kentucky Supreme Court held that the Court of Appeals misapplied the directed-verdict standard by reweighing the evidence rather than asking whether it would be clearly unreasonable for a jury to find guilt.

The court reversed summary judgment denying coverage for environmental claims because the record contained genuine factual disputes about whether the insured subjectively expected or intended the property damage.

The court held that Kentucky retains the cautious summary-judgment standard requiring judgment to be impossible for the nonmovant to prevail at trial, rather than adopting the more permissive federal standard.