Supreme Court of Iowa
Mimg Clxxii Retreat on 6th, LLC v. MacKenzie Miller and Parties in Possession
January 24, 2025
Summary
The court held that the CARES Act's thirty-day notice requirement applies only to rent defaults arising during the Act's 120-day eviction moratorium, not to all later defaults involving covered dwellings. Reading the notice provision together with the surrounding provisions, and applying the presumption against federal preemption of traditional landlord-tenant law, the court concluded that the provision did not permanently displace Iowa's three-day notice rules. The court therefore reversed and remanded.
Holding
- Scope of the CARES Act notice provision. The thirty-day notice requirement applies only to rent defaults that arose during the 120-day moratorium described in the neighboring moratorium provisions; it is not a permanent requirement applicable to every default at any time.
- Preemption of Iowa's three-day notice rules. The CARES Act did not preempt Iowa's three-day notice requirements for the tenant's postmoratorium rent default because the federal thirty-day notice provision did not apply to that default.
Docket 23-0670
Cited authorities
- Code section 648
- 15 U.S.C. 9058(c)(1)
- 15 U.S.C. 9058(c)(1)
- Iowa Code § 648.3
- 15 U.S.C. § 9058
- 15 U.S.C. § 9058
- 15 U.S.C. § 9058
- 15 U.S.C. § 9058