The Doctors’ Company, a California Corporation, Appellant (plaintiff) v. the Insurance Corporation of America, A…

Summary

The court affirmed summary judgment determining that the former insurer had no coverage because no claim, as defined by its claims-made policy, was made against the physician before that policy expired. The court held that the successor insurer's policy covered the claim, but promissory estoppel and the successor insurer's ineffective reservation of rights prevented it from relying on a prior-knowledge exclusion. The court also affirmed denial of relief from judgment because the omitted interrogatory response would not have changed the coverage analysis.