Industrial Indemnity Company of the Northwest, Inc., Petitioner v. David E. Kallevig, Respondents

Summary

The court affirmed the judgment against Industrial Indemnity for breach of the insurance contract and violation of the Consumer Protection Act. It held that sufficient evidence supported the jury's finding that the insurer denied coverage without reasonable justification after relying on suspicion and failing to investigate a possible electrical cause. The court also held that a single violation of the insurance claims-settlement regulation may establish a per se unfair trade practice, and that the trial court properly excluded evidence of the insured's refusal to take a polygraph examination.