Stephany A. Connelly v. the Main Street America Group

Summary

The court held that the phrase "legally entitled to recover" in the uninsured-motorist statute is unambiguous and requires a claimant to have a viable claim capable of being reduced to judgment after applicable defenses are overcome. Because the Workers' Compensation Act grants tort immunity to a negligent co-employee, Connelly could never obtain a judgment against Trezona and therefore could not recover uninsured-motorist benefits. The court reversed the court of appeals; the opinion contains no separate writings.