Stephany A. Connelly v. the Main Street America Group

Summary

The Supreme Court of South Carolina reversed the Court of Appeals, holding that the phrase “legally entitled to recover” in the uninsured‑motorist statute is unambiguous and requires a plaintiff to first obtain a judgment against the at‑fault driver; because the Workers' Compensation Act bars recovery against a co‑employee, the plaintiff is not entitled to UM benefits. The Court emphasized plain‑meaning construction and rejected the lower courts' ambiguous reading.