Reeves v. South Carolina Municipal Insurance

Summary

The South Carolina Supreme Court held that the municipal insurance fund’s Coverage Contract provides more than $1,000,000 of indemnity coverage because each wrongful act resulting in bodily injury constitutes a separate occurrence, each with a $1,000,000 limit. The Court also vacated the lower court’s determination that the South Carolina Tort Claims Act bars a bad‑faith claim against the Fund, declining to answer that question. The decision reverses the Court of Appeals on the coverage issue and leaves the bad‑faith issue unresolved.