Otha Delaney, Petitioner v. First Financial of Charleston, Inc., Respondent.

Summary

The South Carolina Supreme Court held that a claim for deficient notice of disposition of collateral under Article 9 accrues only when the secured party actually disposes of the collateral, not when the notice is sent. Accordingly, the three‑year limitations period applied and the petitioner's action was timely, so the Court reversed and remanded the case.