Supreme Court of Rhode Island

Peter A. O'Rourke v. Nationwide Mutual Insurance Company

June 17, 2026

Summary

The Rhode Island Supreme Court held that whether the use of a non‑owned vehicle constitutes “regular use” under an uninsured/underinsured motorist policy is a question of fact for the jury, and therefore quashed the Superior Court’s order discharging the jury and remanded for a new trial. The Court relied on Ricci, finding the trial judge erred by treating the issue as a pure question of law.