Frank Diaz v. Select Portfolio Servicing

Summary

The Supreme Court of Rhode Island affirmed the Superior Court’s summary‑judgment ruling, holding that the August 22, 2022 notice of default satisfied the strict notice requirements of paragraph 22 of the mortgage and that the February 16, 2023 notice of acceleration did not violate those requirements. The Court reasoned that the cure‑date wording was not misleading and that paragraph 22 does not obligate a separate acceleration notice to reiterate the reinstatement right. Accordingly, the defendants’ summary‑judgment motion was properly granted.