Supreme Court of Rhode Island

Raymond Paul Montaquila v. Flagstar Bank, FSB.

February 16, 2023

Summary

The Supreme Court of Rhode Island held that the trial justice erred in finding Flagstar Bank complied with Rhode Island statutory notice requirements because the complaint alleged Paula Montaquila’s last known address was different from the property address, and therefore vacated that portion of the judgment. The Court affirmed the trial justice’s finding that Flagstar complied with 24 C.F.R. § 203.604 by sending a face‑to‑face‑meeting letter only to Raymond and by leaving a door hanger, and remanded for further proceedings.