Supreme Court of Rhode Island
Cheaters, Inc. v. United National Insurance Co.
April 10, 20122012 R.I. LEXIS 42
Summary
The Rhode Island Supreme Court affirmed the Superior Court’s summary‑judgment grant to United National, holding that the policy’s On‑Premises Endorsement is clear, unambiguous and applies to the indemnification contract, thereby precluding coverage for the Holding Corp.; the Additional Insured Endorsement is not illusory, and the public‑policy argument against the on‑premises limitation fails. The court did not reach the liquor‑liability exclusion because coverage was already barred.