Rbs Citizens Bank, N.A. v. Howard F. Issler. Kimberly Issler (Intervenor).

Summary

The Rhode Island Supreme Court affirmed the Superior Court’s order allowing RBS Citizens Bank to set‑off funds in a joint account to satisfy a judgment against Howard Issler, holding that the bank’s contractual right to set‑off applies even though the funds were contributed by the joint owner Kymberly Issler. The Court relied on its prior decisions in Paradis and Couture and rejected the argument that the bank was on notice the funds belonged to a third party.