Jai Hospitality v. Western World Insurance Co.

Summary

The Oklahoma Supreme Court reversed the district court’s grant of summary judgment to Western World and vacated the Court of Civil Appeals decision, holding that the insurer was required to give direct written notice of a renewal offer with a premium increase to the first named insured. The Court found that notice sent to the broker or agent did not satisfy the policy or statutory notice requirements, and therefore the policy remained in effect at the time of the fire loss.