Voss v. Quicken Loans, L.L.C.

Summary

The court held that the mortgage-release statute satisfies Ohio's constitutional standing requirement because it permits recovery for a statutory legal injury without proof of actual harm. It further held that the 2023 amendment barring class-wide recovery for 2020 violations is remedial, validly applies to ongoing proceedings, and required decertification because class-wide damages had not yet been assessed or paid. The court affirmed in part, reversed in part, and remanded for decertification.