Sherwin-Williams Co. v. Certain Underwriters at Lloyd's London

Summary

The Ohio Supreme Court held that the insurers of Sherwin‑Williams are not obligated to indemnify the company for payments made to a California lead‑paint abatement fund because such payments are intended to prevent future harm and therefore do not constitute “damages” under the commercial general liability policies. The court reversed the Court of Appeals’ judgment and reinstated the common‑pleas court’s summary‑judgment grant to the insurers.