Selective Insurance Company of America, Respondents-Appellants v. County of Rensselaer, Appellant-Respondent

Summary

The New York Court of Appeals affirmed the Appellate Division, holding that the underlying class‑action civil‑rights suit does not constitute a single “occurrence” under the insurance policies, that each class member triggers a separate deductible, and that attorney’s fees are properly allocated to the named plaintiff only.