New York Court of Appeals
Alexandra Markevics v. Liberty Mutual Insurance Company
November 15, 200197 N.Y.2d 646
Summary
The New York Court of Appeals affirmed the Appellate Division’s order, holding that the homeowner’s policy covers the claim and therefore a disclaimer under Insurance Law § 3420(d) was required, but Liberty Mutual’s disclaimer was untimely and defective because it was not sent to the injured party.