Great Northern Insurance Company, Appellants v. Mount Vernon Fire Insurance Company, Respondent

Summary

The New York Court of Appeals answered a certified question from the Second Circuit, holding that the phrase “similar coverage for ‘your work’” in the other‑insurance clause of a standard commercial general liability policy refers only to first‑party property coverage. Consequently, the Mount Vernon policy is primary, not excess, with respect to the Great Northern homeowner’s liability policy, reversing the district court’s determination.