New York Court of Appeals

Flushing National Bank

November 19, 197640 N.Y.2d 731

Summary

The Court held that the New York City Emergency Moratorium Act of 1975 is unconstitutional because it violates the State Constitution's faith and credit requirement for municipal indebtedness. The majority reasoned that the Act impermissibly suspends enforcement of short‑term city notes, nullifying the city's pledge of faith and credit. Judge Cooke dissented, arguing that the Act is a valid exercise of the State's police power in a grave emergency and should be upheld. The dissent was noted in the opinion.