New Amsterdam Casualty Company v. Emanuel Stecker

Summary

The New York Court of Appeals affirmed the Appellate Division, holding that subdivision 3 of section 167 of the New York Insurance Law bars an automobile liability insurer from defending or indemnifying an insured spouse for injuries caused by a spouse, even when the accident occurs outside New York. The decision rests on the plain‑meaning of the statute and the legislative purpose of preventing collusive spouse claims.