New York Court of Appeals

Martha E. Teeter, Respondent v. United Life Insurance Association, Appellant

June 6, 1899159 N.Y. 411

Summary

The Court affirmed the judgment for the plaintiff, holding that the assessment paid to the local examining physician did not constitute payment to the insurance company, that the policy was properly reinstated upon the insured's signing of the health certificate, and that the contract's two‑year limitation began at reinstatement, rendering the policy indisputable and barring the insurer's fraud defense.