New York Court of Appeals
The Goshen National Bank, Appellant v. William Bingham, Respondents; William Bingham, Respondents…
January 14, 1890118 N.Y. 349
Summary
The Court affirmed the lower court's judgments, holding that a holder of a certified check who obtains title without endorsement is subject to all equities and defenses between the original parties, that a later endorsement does not cure that defect, that the bank is not estopped by its certification, and that both the bank's replevin action and Bingham's action for the amount are not maintainable.