Henrietta Yates Cohen, Appellant v. the New York Mutual Life Insurance Company, Respondent

Summary

The New York Court of Appeals held that a life insurance contract is not voided by war between the parties' states but is suspended; the non‑payment of premiums caused by the war is legally excused, and tender of the arrears after peace revives the policy. The court reversed the demurrer and remanded for the insurer to answer.