Peter Boehen and Magdelina Boehen, Respondents v. the Williamsburgh City Insurance Company, Appellant

Summary

The Court affirmed the lower court's judgment, holding that the renewal certificate was delivered without a condition of prepayment, which creates a presumption of a short credit and therefore waives the policy's express requirement that premium be paid before the insurance becomes binding. The insurance was thus enforceable despite the premium not having been paid.