Ads Associates Group, Inc., and Brendan Allen, Plaintiffs-Respondents v. Oritani Savings Bank, Defendant-Appellant…

Summary

The Court held that Brendan Allen is not a bank "customer" under UCC Article 4A and therefore cannot bring a UCC claim, and that he also cannot assert a common‑law negligence claim because it would conflict with Article 4A and no special relationship exists between him and Oritani. Justice Albin dissented, arguing Allen is a customer and should be allowed to sue.