Blanca Gonzalez, Plaintiff-Respondent v. Wilshire Credit Corporation and U.S. Bank National Association, as Trustee…

Summary

The Supreme Court of New Jersey affirmed the Appellate Division, holding that post‑foreclosure‑judgment forbearance agreements are extensions of credit and therefore fall within the scope of the Consumer Fraud Act. Accordingly, the plaintiff's CFA claim was reinstated and the case remanded for further proceedings.