Danielle M. Villa, Plaintiff v. John F. Short, John Does (1-10) and Abc Corporation (1-10), Defendants and…

Summary

The Supreme Court of New Jersey affirmed the Appellate Division, holding that the homeowner's policy exclusion for "intentional or criminal acts of an insured person" unambiguously bars coverage for all insureds when any insured commits such an act, and that the severability clause does not create ambiguity. Justice LONG dissented, arguing the exclusion is ambiguous and should be construed in favor of the Shorts.