Jaliyah Muhammad, on Her Own Behalf and All Others Similarly Situated, Plaintiff-Appellant v. County Bank of…

Summary

The Supreme Court of New Jersey held that the class‑arbitration waiver in the consumer loan contract is unconscionable and therefore unenforceable, but that the remainder of the arbitration agreement is severable and enforceable; the Appellate Division’s judgment was reversed and the case remanded. Justice Rivera‑Soto partially concurred and dissented, agreeing that the arbitration agreement is enforceable while dissenting on the majority’s finding that the class‑arbitration waiver is unconscionable.