Progressive Casualty Insurance Company, an Insurance Carrier, Plaintiff-Respondent v. Robert Mathew Hurley and…

Summary

The New Jersey Supreme Court reversed the Appellate Division, holding that the uninsured/underinsured motorist endorsement in a business automobile policy that uses family‑member language is ambiguous and must be construed in favor of the insured, thereby granting UM coverage to Robert Hurley. The Court emphasized interpreting ambiguities to meet the insured’s reasonable expectations and remanded for further proceedings.