Suzanne Turner

Summary

The New Jersey Supreme Court held that the 1993 amendment to N.J.S.A. 46:10A-6(d) permits lenders to shift attorney review fees to both represented and unrepresented borrowers without requiring "extra work," and that the same provision is preempted by federal banking regulations governing federally‑chartered savings and loan associations. The appellate division's judgment was modified and affirmed.