American Motorists Insurance Company and Lumbermens Mutual Casualty Company, Plaintiffs-Respondents and…

Summary

The Supreme Court of New Jersey affirmed the Appellate Division's judgment that the employee exclusion in the CGL policies of American Motorists and Lumbermens precludes coverage for the plaintiff's wrongful termination claim. The Court held that the claim arose out of and in the course of employment, making the exclusion applicable. The decision relied on the plain language of the exclusion and the presence of a workers' compensation exclusion to interpret the policy broadly.