Janice Ledley, Plaintiff-Appellant v. William Penn Life Insurance Co., Leonard C. Weissberger, and Penn Equities…

Summary

The Supreme Court of New Jersey affirmed summary judgment for the insurer and its agents, holding that an insurer has no duty to independently investigate an applicant’s medical history when the applicant materially misrepresents health and the insurer lacks knowledge of contrary facts, and that an insurance agent is not liable for negligent completion of the application when the insured knowingly provides false material information.