Supreme Court of New Jersey
The Gilbert Spruance Company, Plaintiff-Respondent v. Pennsylvania Manufacturers’ Association Insurance Company…
July 21, 1993134 N.J. 96
Summary
The Supreme Court of New Jersey affirmed the Appellate Division, holding that New Jersey law governs the interpretation of the pollution‑exclusion clause in a comprehensive general liability policy when waste generated in Pennsylvania is predictably deposited in New Jersey because New Jersey has the dominant significant relationship. The Court rejected the uniform‑contract‑interpretation approach and applied the site‑specific rule derived from Restatement §§6, 188, and 193. It remanded for the Law Division to resolve the underlying coverage issue.