James Culver and Loretta Culver, Plaintiffs-Respondents v. Insurance Company of North America, Defendant-Appellant

Summary

The Supreme Court of New Jersey reversed the Appellate Division, holding that the doctrine of res judicata bars the Culvers' action to set aside the subrogation agreement because the earlier suit and judgment fully resolved the same controversy. The court affirmed that claim preclusion applies regardless of the equitable framing of the prior action.