Supreme Court of New Jersey

Doris Lundy, Plaintiff-Appellant v. Aetna Casualty and Surety Company, Defendant-Respondent; Phyllis Isom…

March 7, 198392 N.J. 550

Summary

The Supreme Court of New Jersey held that a single automobile liability policy covering multiple vehicles must be treated as separate policies for uninsured motorist coverage, permitting intra‑policy stacking of limits; the Appellate Division judgment was reversed and the case remanded for judgment in favor of the plaintiffs. Justice Clifford dissented, arguing that the policy’s anti‑stacking language is clear and that stacking is not required.