Arthur A. Peloso and Marilyn Peloso, Plaintiffs-Appellants v. Hartford Fire Insurance Co., a Connecticut…

Summary

The Supreme Court of New Jersey reversed the summary‑judgment ruling, holding that the one‑year limitation period under N.J.S.A. 17:36‑5.20 begins at the date of the fire but is tolled from the insured’s notice until the insurer formally declines liability, making the plaintiffs’ suit timely. Justice Hall dissented, arguing that the limitation period runs from the fire date with no tolling.