Keene Auto Body, Inc. v. State Farm Mutual Automobile Insurance Company

Summary

The court held that the policy's anti-assignment clause was ambiguous as applied to an insured's post-loss breach-of-contract claim and therefore did not bar the assignment to the repair shop. It also held that the repair shop's allegations that the unpaid repair costs were covered, fair, and reasonable were sufficient to survive a motion to dismiss because factual disputes remained. The court reversed and remanded.