Cincinnati Specialty Underwriters Insurance Company v. Best Way Homes, Inc. & a.

Summary

The New Hampshire Supreme Court affirmed the Superior Court’s summary‑judgment order granting coverage denial to Cincinnati Specialty Underwriters, holding that the policy’s exclusionary provision applies regardless of when the subcontractor’s work was performed, that the claims arise out of the subcontractor’s negligence, and that the insurer need not show prejudice for the insured’s failure to meet the conditions precedent.