Daniel Ro v. Factory Mutual Insurance Company, as Subrogee of Trustees of Dartmouth College Sebastian Lim v. Factory…

Summary

The Supreme Court of New Hampshire affirmed the trial court, holding that the anti‑subrogation doctrine adopted in Cambridge Mutual Fire Ins. Co. v. Crete applies to college dormitory students, making the plaintiffs implied co‑insureds under the fire insurance policy, and that the student handbook does not contain an express agreement that negates the doctrine.