Victory Ins. v. State

Summary

The Court affirmed the District Court’s decision upholding the agency’s determination that Victory violated Montana’s insurance code and the resulting fine. It held that replacing Victory’s policies with policies issued by another insurer constituted a cancellation, that the agency’s fine did not violate due process, and that summary judgment resolved the violations without depriving Victory of a jury trial. The Court declined to decide whether the federal jury-trial reasoning invoked by Victory applied under the Montana Constitution because summary judgment was independently proper.