Supreme Court of Missouri

Sanford Sachtleben and Luciann Hruza v. Alliant National Title Insurance Co.

April 30, 2024

Summary

The Court held that the Buyers' title insurance policy did not cover losses arising from an unrecorded zoning-enforcement lawsuit. Covered Risk 5 required a notice describing the violation or intended enforcement to be recorded in the Public Records, and the policy's exclusion for ordinance-related matters independently barred coverage under Covered Risks 2 and 3. The Court therefore affirmed summary judgment for Alliant.