In Matter of Petition of Featherfall Restoration

Summary

The Supreme Court of Maryland held that an anti‑assignment clause in a homeowners insurance policy does not bar the assignment of a single post‑loss claim, affirming that such a claim is a separate chose in action. Accordingly, the Court reversed the Insurance Administration Commissioner’s decision and remanded for further proceedings, recognizing Featherfall Restoration as a valid assignee and an aggrieved party.