Kentucky Supreme Court

Kentucky Employers' Mutual Insurance v. Clas Coal Co., Inc.

October 23, 2025

Summary

The Court held that Stidham's occupational hearing-loss injury manifested in Kentucky on January 1, 2020, while he was employed by Clas Coal and insured by KEMI. Under the amended statutory scheme, the one-year hazardous-noise exposure requirement supported treating Clas Coal as the liable employer, and the injury's Kentucky location made extraterritorial coverage inapplicable. The Court therefore affirmed the lower courts' conclusion that Kentucky had jurisdiction and that KEMI was the carrier at risk.