Steven Glover, As Personal Representative of the Estate of Shelina M. Glover v. Allstate Property and Casualty…

Summary

The Indiana Supreme Court held that Shelina Glover was an insured "resident relative" under her parents’ Allstate policy, that the policy’s anti‑stacking clause bars only aggregation of policy limits and not multiple recoveries, and that the offset provision reduces the UIM limit only by liability payments made on behalf of persons legally responsible for the accident. Accordingly, the Court vacated the trial court’s judgment and remanded with instructions to grant the Estate’s summary‑judgment motion for an additional $25,000 UIM recovery.