Kuhn v. Owners Insurance Co.

Summary

The court held that the insurance policy unambiguously provides a single $1 million per-accident liability limit and prohibits aggregating the limits separately listed for seven covered vehicles. Reading the antistacking clause together with both declarations sections, the court concluded that the individual listings were a more specific breakdown of the single combined-liability coverage, not separate limits. The court affirmed the appellate judgment, reversed the circuit court judgment, and remanded for entry of summary judgment for Owners.