Kuhn v. Owners Insurance Co.

Summary

The court held that the commercial auto policy unambiguously limited liability coverage to $1 million for any one accident and prohibited aggregating the limits listed for seven insured vehicles. Reading the antistacking provision together with both declarations sections, the court concluded that the separate vehicle listings provided a detailed breakdown of the single $1 million limit rather than separate stackable limits. The court therefore affirmed the appellate judgment reversing summary judgment for the insureds and remanded for summary judgment for the insurer.