Hess v. Estate of Klamm

Summary

The court held that the automobile liability policy unambiguously prohibited stacking the bodily injury liability limits for the four covered vehicles. Because the declarations listed the limits once for three vehicles and again on a separate page for the fourth, rather than separately for each vehicle, the policy provided only $100,000 per person and $300,000 per accident. The court reversed the lower courts' judgments and remanded with directions to enter judgment for the insurer.