Lanningham v. Farm Bureau

Summary

The Idaho Supreme Court affirmed summary judgment for Farm Bureau, holding that the adult heirs could not recover underinsured-motorist benefits because they were not insured persons under the policy and did not reside in the named insured's household. The court also held that the policy did not violate Idaho's prohibition on reduced liability coverage for household members and that the controlling precedent governing estate and heir claims remained valid. Neither side received attorney fees on appeal, although Farm Bureau received appellate costs.